FAQ

1. What is the duty of person acquiring real property or making improvements?

Answer:

Under RA-7160 otherwise known as the Local Government Code of 1991, Section 203 stipulates that it shall be the duty of any person, or his authorized representative, acquiring at any time real property in any municipality or city or making any improvement on real property;

  1. To prepare, or cause to prepared;
  2. File with the Provincial, City or Municipal Assessor, a sworn statement declaring the true market value of the subject property;
  3. The sworn statement must be filed within sixty (60) days after acquisition of such property or upon completion or occupancy of the improvement, whichever is comes earlier.

 2. What are the documentary requirements in the real property transfer of ownership in the tax declaration?

Answer:

Based on the Manual on the Property Appraisal and Assessment Operations prescribed by the BLGF-DOF, and policy and guides lines from the Provincial Assessor of Leyte, the following are the requirements, to wit;

  1. Certified true copy of Title (OCT, TCT, free patent, homestead or miscellaneous sale) from Registry of Deeds (ROD);
  2. Deed of conveyance (Deed of Sale, Donation, Extra-judicial Settlement, Self-Adjudication, etc.) duly registered at Registry of Deeds (ROD);
  3. Approved subdivision plan from Land Management Service-DENR (LMS-DENR);
  4. Certificate Authorizing Registration (CAR) from Bureau of Internal Revenue (BIR);
  5. Official Receipt (OR) of payment of Real Property Taxes up to the current year;
  6. Official Receipt (OR) of Transfer Fee;
  7. Sworn statement of True Market Value of the property; and
  8. Residence Certificate of the tax declarant/administrator.

3. What is the process involves in the transfer of tax declarations?

Answer:

The processes start upon perfection of contract or notarization of Deed of Conveyance, e.g. Deed of Absolute Sale, Deed of Donation, Deed of Extra-Judicial Settlement, etc. The buyer or the heirs should facilitate immediately the processing of the legal documentations.

The first step is to go to the Office of the Municipal Treasurer’s Office (MTO) for computation of assessment (tax due) and the corresponding payment of real property taxes, and likewise the payment of transfer fee. The computation of transfer fee is 3/8 of 1% base on the amount in consideration on the Deed of Absolute Sale or the Market Value amount in the tax declaration whichever is the higher. Certified true copies of tax declarations, certificate of land holdings, and other necessary certificates shall be issued at the Office of the Municipal Assessor (MAO) upon payment of regulatory fees to the MTO.

Secondly, if portion only of the parcel of land is being purchase, a mandatory approved subdivision plan is required. The buyer is advice to facilitate the said plan at the Land Management Service (previously Bureau of Lands) at Department of Environmental and Natural Resources office (LMS-DENR). However, prior to the approval of the subdivision plan, a private license surveyor (geodetic engineer) shall be hired in order to undertake the conduct and preparation of survey works including the technical documentation of the land concern.

In case a whole parcel of land is has been purchased, no more approved subdivision plan is required. It is advice to proceed immediate to the Bureau of Internal Revenue (BIR) for processing of clearances for issuance of CAR (Certificate Authorizing Registration). Payment shall be made for the Capital Gain Tax and Documentary Stamp Tax (for Deed of Absolute Sale); as in case of Extra-judicial Settlement payment of Estate Tax (previously inheritance tax); and in case of Donation, a Donor’s Tax shall likewise be paid.

Upon completion of the clearances at the BIR, the next step is the registration of Deed of Conveyances at the Registry of Deeds. Accordingly, corresponding registration and other fees shall be paid, and importantly the document must be entered in the book of Registry and likewise must stamped bearing the registry number and the signature of the duly authorized by the Registry of Deeds official.

The last step is the submission of all the documents as required by the Office of the Municipal Assessor  and the subsequently for recommendation for approval to the Office of the Provincial Assessor. The processing period at the Provincial Assessor Office takes about ten working days or two weeks more or less. Upon approval, a copy shall be furnished to the tax declarant or lot owner.

Note: The tax payer is reminded to pay the realty taxes on or before end of March every year to avail the 20% discount (Sec.251, RA-7160).

 

45 Responses to FAQ

  1. Hello po,
    Itatanong ko lang po sana kung pano po ang gagawin ko sa loteng nabili ko,my titulo po sya peru copy lang po ang original lang eh ung deed of sale.tinanong ko kung nasaan ung orginal copyng titulo ang sabi dipa daw marelease kasi ung teacher n nagloan sa nha dipa daw nya nafufull ung payment nya dahil na nagretired n sya bago nya mabuo ung payment.anu po ung best way na gagawin ko.at pano ko ba un mababayaran para mapasakin n ung original copy .marami pong salamat

    • Dear Sheerabs,
      Salamat po sa pagbisita mo sa aming website. Ang pagpatitulo ng lupa ay dapat mga original ang mga dokomentong hawak mo especially ang title at DOS. Kung wala kang “orginal duplicate copy of title” hindi ka pweding maka pag titulo. Ang dapat mong gawing ay makuha mo muna ang original title, then dapat mo rin bayaran ang mga bayarin sa Tresurer office sa rpt taxes, transfer fee, sa BIR sa Capital Gain Tax, and then doon na sa Registry of Deeds for titling na. Sabi mo ang titulo ay na loan ng isang teacher, paano mo nabili ang lupa na naka loan pala ito. Sa pag ka intiende ko pati ang nabili mong lupa ay kasama sa loan (mortgage), kung ma foreclose ang lupang yan, yung nabili mong lupa ay kasama rin. So, better check-up or verify sa mga documents mo. Good luck.

      BurauenAssessor

  2. Roses Red says:

    Hello sir good day!
    Thanks God I found your blog here. My aunt wants to sell her land to me but I want to give it into my parents para namn makatulong ak0 sa Kanila peru parang maraming problems. My late grandfather died 2010 he had 7 children each of this children meron ng lupa na ibinibigay. On 2010 Ang Agrarian has started to do the survey sa lupa pro anG ante ko who is the youngest in the family lives in Dumaguete her traitor brother stole the land from her he planted banana without telling my aunt, selling the few coconut tress without telling my aunt, so there’s a big argumentation between my uncle and aunt… So ito any mga tan0ng ko.
    1. My uncle is about to get his CLOA pwede pa bang i transfer yun sa parents ko pagmabili ko yung lupa? I believe few months from now makukuha na yong CLOA nya.

    What if we agree on an “option to buy” with the owner? If it can be sold legally in 10 years, then we simply purchase an “option to buy” now for a set purchase price in the future and we also are purchasing unlimited use of the land now until the time of purchase. Can we do that?

    Thank you looking forward to hear you soon
    God bless

    • Dear Roses,
      Salamat po sa pag bisita mo sa aming website. Your inquiry is CLOA title can be transferred to other person? Yes, it can be transfer provided of course you have the necessary deed of conveyance. Under the CLOA title, there is a specific condition which state that “To have and to hold in ownership and to use productively said parcel of agricultural land with all the rights and privileges thereto, subject to condition that it shall not be sold, transferred or conveyed except through hereditary succession, or to the Government, or to the Land Bank of the Philippines, or to the other qualified beneficiaries for a period of 10 years.” So, if the CLOA is being issued this year (2015) you have to wait 10 years from now before you can sold it to you. Medyo matagal pa. But, if the owner would like to sale it to you now, you can buy it. Since the 10 years prohibited is in effect, huwag mo munang ipa-notarize ang Deed of Sale mo. After ten years mo na lang ipa-notarize. Can I utilize already the land? Yes, by the principle na nabayaran mo na ang land owner, you have already all the rights sa paggamit mo sa nabiling lupa mo.

      BurauenAssessor

  3. Sir/Madam,
    Hingi po sana me ng tulong!yong friend po ng boss ko ay humihingi ng tulong kc yong father nia Mr. GOICHIRO OKANO (japanese soldier po yata, im not sure) stayed in burauen, leyte pero wala na po sila information at medyo matagal na rin po since contact po nila. San po ba puede mag inquire or if ever makapag bigay po kau ng information about him or if he had a family there (if ever).
    Hope to hear from you the soonest possible. Thank you.

  4. Ive been an ofw for more than 20 years,i am enrique reyes from carigara leyte at joson de mata st,since i left carigara, went to work abroad leaving our parents,until the day my parents died.my problem is that our lot with out knowing is already reducing the area in square meter by a person who is also neighbor, at the same time he is employed in the carigara municipal assessor office he also in-charge of issuing receipt of tax of land.our lot as per tax declaration is 450 square meter,and now according to employee mr. ben pipinas my neighbor is only 120 square meter.my parents always telling before to pay the tax of our lot which is 450 square meter.our original tax declared is 450 w/c previous invoice.my mother was only alone and old she pay the tax to mr. ben pipinas in the office and fooling my mother, when she received the invoice receipt shows only 120 square meter,since then we did not pay the tax since 2009 -2014.we canot fully attended this matter because were working abroad.can you please tell me what to do, more power.

    • Dear Enrique,
      Thanks for visiting our website and maupay nga adlaw. You did not mention of how you acquire your property, anyway, if you have legal documents like Deed of Sale or other Deed of Conveyance like if you have inherited that property you can make an inquiry to the Provincial Assessor Office in Tacloban City. What you should do is to visit first the Mun. Assessor Office of Carigara and request for Certification on the history or tracer of your property starting from Revision 3 (1948) to Revision 13 (current year). Also request for a certified true copies of all the tax declaration in every revision.With this documents you would know on what revision made the changes of the area. Next is you have to prepare an inquiry letter and submit it to the PAO copy furnished the Carigara Assessor’s Office. Don’t forget to attached the History Certificate, all the tax declarations, and your receipt of payment of realty taxes. Ask that office on what are the circumstances on reducing your property from the original area. That’s all for the meantime.

      E-mail me if you have already submitted your letter. I can follow-up your inquiry at the PAO office.

      BurauenAssessor

  5. hello good day po nakabili po ako ng lupa hindi pa sa seller yong title, pero naka annotate na sa TCT na hawak nya at hawak ko na tct galing sa ROD na may CAR na siya don sa lupa ,yong seller ay almost done na po ung mga requiremnts nya para sa ROD para sa kanyng title, ang tanong ko po ay hindi ba dilikado yong situation ko o sa part ko as buyer? my possible ba na magkatitle ako don sa lupa na nabili ko,? at matagal pa po bang proseso ang gagawin para magka title ako,? maraming salamat po, hoping for your reply

    • Dear Orpha,
      Salamat sa pagbisita mo sa aming website. Hindi naman delikado ang nabili mong lupa as long as you have all the legal documents e.g. notarized ng lawyer of Deed of Sale mo. Yong title na hawak mo na may annotation sa CAR, iyon CAR ay sa owner na nakalagay sa title. Under sa policy ngayon sa ROD, yong mga CAR ay ina-annotate sa title. So, papaano ka makapag title sa pangalan mo? Dapat kausapin mo ang seller sa iyo na iprocess na ang pag transfer ng title sa kanyang pangalan (seller). And then kung may title na, ikaw naman ang mag process para mapasangalan naman ay title sa iyo. Hindi naman matagal mag pa title, as long na gagawin mo yan on the weekly basis. You need time and effort lang sa pag process. Mga office na dapat mong puntahan ay ang Assessor Office, Treasurer Office, BIR, DAR (kung ang nabili mong lupa ay agricultural), at Registry of Deeds.

      BurauenAssessor

  6. Romar Pingol says:

    good day,i need some advice,,nakaabili po ako ng lot, tapos yong wife ng seller nasa abroad, kailangan ko po ung consent nya ..dapat daw mgpresnt ng suplemental affidavit sabi sa BIR para makakuha ng CAR , ang tanong ko po pwd bang ipa scan at i email nlang ang document papunta don sa abroad at ibabalik nya sa akin through e-mail, at ipapanotarize ko sa atty. tnx po

    • Dear Romar,
      Thanks for visiting our website. Kung conjugal property ng seller ang nabili mong lupa dapat may consent of the wife na dapat siya ay mag prima sa Deed of Sale. Without the consent of the wife, hindi po puedeng manotarize. I think hindi puede yong scan copy dahil dapat original ang mga signature at saka during notarization dapat present ang mga seller including the buyer. Yong advice ng BIR na supplemental affidavit ay ecomply nalang dahil kailangan yun sa pag process mo ng CAR.

      BurauenAssessor

  7. Sir how about po listings po ng mga japanese people?whether died or alive po? na nagstay po ng burauen?

  8. ah salamat po ng marami,ask ko narin po na yong nabili kong lupa ay agricultural lot, malaki po ba ang gagastusin ko sa pagkuha ng DAR clearance? mahal rin po ba magpaconvert ng agricultural lot to residential lot..tnx po

    • Dear Romar,
      Hindi naman malaki ang gastusin sa pagkuha ng DAR Clearance at saka yung conversion of land from agricultural to residential. Ang mga bayarin lang dito ay yung mga certification fees, filing fees, some notarial fee kung may mga affidavits, at yung mga photocopies sa mga documents. Medyo maraming lang ang mga documentary requirement. Also you need a longer patience dahil medyo matagal ang processo.

      BurauenAssessor

  9. ah salamat po, ano po ba ang mangyayari kung hindi ko naiconvert yong lot ko into residential for how many years?pwd na po bang mag build ng residential house sa agricultural land?tnx po

    • zoe gabrielle pingol says:

      ah salamat po, ano po ba ang mangyayari kung hindi ko naiconvert yong lot ko into residential for how many years na mayroon nang residential house?pwd na po bang mag build ng residential house sa agricultural land?tnx po

    • Dear Romar,
      Your welcome….Actually kung hindi mo ipapaconvert ang property from agricultural to residential mas advantageous sa iyo in terms sa bayarin sa real property tax. Mas mababa kasi ang market value ng agricultural kaysa residential land. But, on the other hand kung eloloan mo naman ito as collateral sa mga banking institution medyo mababa naman ito ang kanyang appraisal value. Yes, puede kang mag tayo nang residential house sa agricultural land provided that you comply the building code regulations.

      BurauenAssessor

  10. zoe gabrielle pingol says:

    ah, thank you po ng marami, marami tlaga akong nalalaman dito sa blog ninyo,

    ask ko na rin po. Sa nabili kong lupa na 300 sq. meter part sa 12, 000 sq. m, ako na ba ang magbabayad ng tax every year kahit hindi pa sa akin young title?sa 300 sq. m lang ba yong babayaran ko,?makakakuha po ba ng permit sa pagbuild ng house kahit hindi pa sa akin yong title?at ano po ba ang mangyayari kung hindi asikasuhin ng seller ung pagpatitle nya sa rod at naka annotate lang don sa title ung CAR niya ?thanks po

    • Dear Zoe,
      Kung may tax declaration ka na sa 300 sq.m. na lupang nabili mo at nasa pangalan mo na, ikaw na ang magbabayad sa realty tax annually. Pero kung wala pa, means ang tax declaration ay sa dating owner pa, puede kang magcontribute sa payment doon sa owner para ibayad sa buwis. Pero its better na ma-transfer mo na sa iyo pangalan ang tax declaration. Kung ikaw ang magbayad ngayon sa buwis, the whole lot (12,000 sq.m.) ang babayaran mo. Hindi na kasi ngayon puede mag bayad ng portion only, dahil kung maging tax delinquent ang whole property magiging kasama ang nabili mong lupa sa pag auction sale ng local government unit.
      With regards to pagkuha ng building permit, makakakuha ka nito sa inyong local building official kahit hindi pa po ito naka title sa iyo. You have to just present the Deed of Sale sa lupang nabili mo, and of course you have to comply all the requirement under the Building Code of the Phil.(law). Mas maganda kung ma transfer na ang title sa inyong pangalan at saka ma registered na ang deed of conveyance mo para wala ka nang problema. Kung hindi pa, baka later on mag ka problema ka, dahil hindi natin alam in the future baka ibenta ito ng owner ang whole lot. May court cases na ng yari na ito na sa isa lupa ay may “double sale”, at yong pangalawang nakabili ay yong na unang naka transfer ng title (whole lot) siya ang magiging owner na. In case sa iyo kung hindi pa ito naka transfer ikaw ang mawawalan ng lupa. So, its better na mag process ka na ngayon sa mga documents mo.

      BurauenAssessor

  11. graceuddin says:

    Hi, thank you po sa website ninyo. Gusto ko po sanang humingi ng payo. Bumili kasi kami ng portion ng lupa na 1,000 square meters under CLOA mula sa around 30,000 square meters from the owner sometime last quarter of 2013. Ongoing po yung pagpa-process namin ng title hanggang ngayon at medyo matagal kasi sabi ng DAR ay kailangan pa ng Order of conversion from agricultural to commercial. This month lang po ay sabi ng may-ari na kapag hindi pa naibabalik sa kanila ang new clean title ay isasauli nila ang perang ibinayad namin. Gusto nila kasing ibenta o ipa-rent the rest ng lupa sa isang malaking subdivision developer.Kami po ang nagprocess ng title. Ginagawa naman namin lahat para mapabilis ang transfer ng title pero matagal din talaga kasi madami requirements. Ano po ba ang pwede naming gawin? We need your advice. Thank you

    • Dear Grace,
      Thank you for visiting our website. Ang processo ng land coversion from agricultural to non-agricultural usage ay medyo matagal ito. Talagang mag hihintay ka, dahil may mga field investigation pang gagawin DAR particularly sa office ng MARO, then this will be endorse to PARO. Dahil nagsabi na sa iyo ang may ari ng lupa na ibabalik nya ang pera kung hindi mo maprocess at once, why not e-cancel lang muna ang pag pa land convertion para mabilis ang proceso. You can apply na lang yung simple DAR Clearance. At kung maproceso na ito at may title kana you can apply now ng land covertion. At isa pa, meron ka pang isang proceso na dapat gawing, sa pag transfer ng tax declaration kung ito ay change of classification. It means from agricultural to non-agricultural usage. Ang may authority ng pag “re-classify” of real property ay ang local sangguniang bayan. So, you have to request from your local sangguniang bayan to have that property be re-classified into commercial land.

      BurauenAssessor

  12. johnreydafun says:

    Hello sir, if in the tax declaration for building or improvement states that the assessment for the improvement takea effect in the year 2016, does this mean po that real tax payment will start on year 2016?

    Best regrds,

    John

    • Dear John,
      Thank you for visiting our website. As for your inquiry, Yes, if the effectivity of the assessment is in the year 2016, therefore, you are liable to pay the realty tax starting 2016. In accordance to Sec. 221 of RA-7160, its state the date of effectivity of assessment or reassessment, its stipulate that all assessment or reassessment made after the first day of January of any year shall take effect on the first day of January of the succeeding year.

      BurauenAssessor

  13. good day, pa advice po.. yong nabili ko pong lupa mother title pa ,,sa parent ng seller pa yong owner at after a few months na subdivide ito sa tatlo sa seller at sa dalawa niyang kapatid, at nareleasan po ng tatlong title, kaso yong nasa deed of sale ko at sa bir car yong title number at lot number na nakalagay don ay sa mother title pa, asko ko po kung useless ba yung dating DOS at CAR ko?magpapagawa na nman ba ako ng deed of sale at maaaply sa bir para sa car?tnx po

    • Dear Romar,
      No need ka nang mag pagawa ng another DOS at sa BIR. Yung mga documento mo ay ok na yan. Kung completo na lahat ang mga documents mo, puede ka ng mag punta sa ROD for registration at saka sa pag patitulo.

      BurauenAssessor

  14. good day, pa advice po.. yong nabili ko pong lupa mother title pa ,,sa parent ng seller pa yong owner at after a few months na subdivide ito sa tatlo sa seller at sa dalawa niyang kapatid, at nareleasan po ng tatlong title, kaso yong nasa deed of sale ko at sa bir car yong title number at lot number na nakalagay don ay sa mother title pa, asko ko po kung useless ba yung dating DOS at CAR ko?magpapagawa na nman ba ako ng deed of sale at maaaply sa bir para sa car?tnx po

  15. Good day Eng’r.

    I have bougth a land with CLOA Tittle dated June 2012, but the lawyer advised me that the seller will sign a Waiver of Rights instead of Deed of Sale until 10 years will elapse as required by law.

    May dalawang tanong po ako Engr.
    1. Pagdating ng 10 years, paano ko mai transfer sa pangalan ko ang tittle since I have only Waiver of Right and not a Deed Of Sale.
    2. Paano ako gagawa ng Deed of Sale pagdating ng 10 years, kung ang seller ay patay na o lumipat na ng lugar at hindi ko na alam ang address nya.

    Please enlighten me, Thanks

    Regards

    Ulysses Garcia

    • Dear Ulysses,
      Good day and thank you for visiting our website. Waiver of Rights is a legal document that connotes the voluntary surrender or relinquishment of some known rights or privilege. It is not yet a document that convey the ownership of the property. It is basically means that the owner of the property has given you the rights of his/her property;e.g. rights to use, to develop, to lease, etc. You still need to prepare a Deed of Absolute Sale. When the time comes that you would to make the process of the document, the waiver shall be accepted or treated by the BIR as donation, you’ll have to pay the donor’s tax. There might be a problem when you have to register already the document at ROD, it might not be accepted because of the legality on the absence of conveyance of the property.
      What you should do is to prepare a DOS, but you have to notarize it after 10 years when the condition of the CLOA shall elapsed.

      BurauenAssessor

  16. Good Day po Engr.
    I have purchased a CLOA tittle lot using Waiver of Rights from the owner since by Deed of Sale ay hindi pwedi until 10 years duration period.

    1. Please enlighten me what is the legality of Waiver of Rights
    2. Can I use the Waiver of Rights as instrument to make a Deed of Sale when 10 years period has already elapse.

    Thanks,
    Ulysses

  17. Allen Marin says:

    good day po Engr.!

    ang lolo ko po ang may lupa na awarded CARP. bale po ang collectible ang cloa ng 10 benefeciary..so ang isang benefeciary ay ibinenta ang lupa nya.at sa ngayun po ang nakabili ng lupa nya ay ipinkansela ang CLOA.pinadalhan po kmi ng notice to comment lahat na pangalan na nakasama sa CLOA.bale po Engr. anu po ang mangyayari kung:

    1. hindi kmi mgcomment? tuloy ba ang cancellation ng CLOA?
    2. Kailangan po talaga namin mgsubmit ng komento?
    3. kung macancel ang CLOA po ang anu po ang mangyayari sa amin? posible po ba na kunin ng ibang tao ang lupa na na kinansela ang CLOA?

    sana po maenlighten nyo po kmi.

    salamat po Engr. !

    • Dear Allen,
      Salamat sa pagbisita mo sa aming website. Ang Lolo mo at iba pang individuals ay beneficiary lupa under the CARP. Dahil pinadalhan kayo ng notice to comment dapat you have to comply with this or else magiging default kayo. Or it means baka sabihin nila na you are not interested sa lupang naibigay sa inyo. But before you do that, mag consult ka muna ng isang lawyer, para ang abogado na ang maggawa ng response letter ninyo sa ipinadalang notice of comment. Kung hindi kayong magsubmit, the CLOA shall be cancelled at saka mawawalan kayo ng lupa. One more thing, ang CLOA ay isang title na ang nagbibigay nito ay ang DAR para sa farmer’s benefeciaries, may mga processo nito but if the beneficiary ay hindi interesado ito ay ibinibigay sa mga interesadong beneficiaries.

      BurauenAssessor

  18. Magandang Araw po sa inyong Lahat!
    May dalawang katanungan po ako;
    Una po ay ano po ang tamang pag proseso para ma lipat sa pangalan ko ang lupa na ito ay under po sa CLOA at naka pangalang sa aking tatay nasa akin ko ang Orig copy ng CLOA at nabayaran o ng ng BUO sa landbank at regular di po ako nag babayad ng TAX sa munisipyo.
    Pangalawa po may nabili din po ako under CLOA din po at ito sa under sa pangalan ng aking Tiyo ngunit siya ay patay na at ang kanyang asawa ay buhay pa ito ay bininta nila sa akin habang nakaratay ang aking tiyo dahil kailangan ang pera. ang Orig copy po ng CLOA sa nasa aki din po at kasalukuyan ko pong binabayaran sa Landbank.
    Ang anong ko po ay ano po ang mga dapat na hakbang para i transfer sa akin pangalan ang nasabing mga lupa?

    Maraming salamat po!

    • Dear Isidro,
      Salamat po sa pagbisita mo sa aming website. Ang unang tanong mo ay kung paano ma-etransfer ang title sa iyong pangalan. Ang unang gagawin mo ay ang paggawa ng Deed of Sale (DOS) from your tatay or from your parent to you. Then, pumunta ka sa local treasurer office nyo para bayaran ang mga buwis o amelyar, kailangan ka rin pumunta sa Assessor’s Office para kumuha ng mga CTC, Certification sa lupa nyo. After that, pupunta ka sa BIR para naman bayaran ang Capital Gain Tax at Documentary Stamp Tax, once you have completed sa BIR bibigyan ka nila ng CAR (Certificate Authorizing Registration). Ito ay importanteng documento na kailangan ng ROD (Registry of Deeds) at Assessor Office. After dito sa BIR pumunta ka na sa ROD para mag paregistro ng mga documento mo at saka pag transfer na sa title into your pangalan. Once meron ka ng title (in your name), pumunta ka again sa Assessor Office para naman ma etransfer ang tax declaration sa pangalan mo. After that meron ka ng obligation to pay the realty tax kada taon.
      Sa pangalawang tanong mo, the same process din, pero you have to check kung sa time of sale ay nag lapsed na ba ang restriction sa CLOA title na 10 years. Dyan sa CLOA title puede mong mabasa na meron dyan nakalagay na prohibition pag sale within 10 years period. Kung in case hindi pa yan umabot ng 10 years, hindi ka pa pueding mag pa transfer.

      BurauenAssessor

  19. Jaz Sui says:

    Magandang araw po sir. May mga katanungan po sana ako sir tungkol sa nabili kung lupa at bahay. Sana po mabigyan nyo po ako ng mga kasagutan sa mga tanong ko. Pero bago po ako magtanong, magpasalamat po muna ako sayo sa oras mo sa pagbasa at pagsagot mo sa mga tanong ko. Salamat po sir. Ganito po kasi, nakabili po ako ng lupa at bahay sa tao na award lang sa kanya ng Goverment. Binabayaran nya po ito sa NHA. Ngayon nabili ko po ito sa kanya. Ako napo ang nagbabayad nito sa NHA. Ang documento lang po na ibinigay nya sa akin ay yong mga resibo lang po ng mga binayad sa NHA. Wala po syang titulo na ipinakita o ibinigay sa akin. tsinek ko sa NHA kung sa kanya ba talaga yong property, at sa kanya po ito nakapangalan. Ang tanong ko po, bakit wala po syang hawak na titulo o katunayan na sa kanya yong property maliban lang sa mga resibo ng binayad nya sa NHA. Peke po ba ang pagkabili ko sa property nya? Ang hawak ko lang po na mga documento ay ang mga resibo nya mula sa NHA at yong pinagawa na Deed of Sale with Transfer of Right. Magkaiba po ba yong Deed of Sale with Transfer of Right sa Deed of Absolute Sale? Base po sa hawak kung documento, pwede ko po bang kuhanan ng titulo yong nabili kung lupa at bahay? Ano po ba ang mga dapat kung gawin? Sana po ma advice nyo po ako. Maraming salamat po at magandang araw po ulit sa inyo. Pasensya na po kung duble ang pagsend. Di ko po kasi alam kung yong unang send ko kung na i-sent ba. Pasensya po.

    • Dear Jaz Sui,
      Salamat po sa pag bisita mo sa aming website. Sa mga NHA developed area for settlement for low cost housing units, meron dyan na ang condition sa ownership ay “Rights” lang at meron naman dyan na talagang to be owned by the awardee. Since ang ibinigay lang sa iyo ng may ari ng property ay mga resibo lang, dapat ay mag inquire ka sa NHA mismo kung ano ang type of ownerhsip yong ng benta sa iyo. It is very important na dapat mong malaman. Also ask the NHA, na talaga bang siya ang awardee sa nabili mong unit, ask them a certification na sya mismo ang may ari ng unit or else baka posibling peke nga ang may ari na yan. Sayang naman ang naibayad mo.
      With regards sa Deed of Sale with Transfer of Right at Deed Absolute Sale, ito ay malaking pagkaka-iba. Ang DOS with Transfer of Rights ay isang legal na dokumento na nagsasabi na ang ibenenta lang ang “rights” ng isang property. Kung baga ang previous owner na nag benta sa iyo ay hindi pa sya ang absolute owner sa house and lot na ito. So sa ganitong situwasyon hindi ka pueding maka-pagpatitulo sa nabili mong property. Better check this sa NHA kung ano talaga ang status ng house and lot na ito. With regards naman sa Deed of Absolute Sale, ito ay nagpapatunay na ang nag benta ng isang property ay sya mismo ang tunay na may ari at wala ng iba. With this case, pupueding mag pa titulo as long as meron copy ng original title (OCT man o TCT) sa previous owner.

      BurauenAssessor

  20. molecular weight says:

    Good day Sir,

    Salamt sa blog na ito, so much helpful, nasagot yong ibang katanungan ko, but i have remaining confirmations Please help me about this.
    May i ask regarding for this CLOA title, the sitwasyon is that the CLOA was given to my lolo more than 10 years ago from DAR. Right now my lolo was already dead, then my tito’s & tita’s they want to sell this land with a CLOA title to me.

    Queries:
    1. it is safe to buy this CLOA title? even if the original owner is already dead.

    2. if it is OK, what are the documents that i need to ask & secure from them, para sa aking seguridad medjo ma laki-laki na halaga rin kasi.

    3. sabi ng isang tita ko my nabayaran na cla na 10k sa LBP sa tax regarding sa CLOA ng lolo ko, actually hindi ko alam kong anung tax yon please enlighten me with your ideas..

    3.1 In regards sa item No. 3, tinanong ko yong tita ko ulit pwed ba na bayaran ko nlng yong remaining tax personally don sa LBP, at ang sabi nya dapat daw sabay2 ang pgbayad ng tax kasama ang iba pang tao na may roon din CLOA title doon sa lugar sa mismo ng lolo ko. Please enlighten me hindi ko ma intindihan kong bakit kailangan dapat sabay ang pgbyad ng tax dun sa LBP bakit hindi pwed individual?.

    4. Meron po bang limitation kong ilang CLOA title lng dapat ang hawak ng isang tao sa pamamagitan ng pagbili lamang nito (hindi awarded)?, kasi yong ibang relatives ko gusto rin nila ipagbili yong CLOA title nila sakin.

    5. Meron din po bang limitation regarding sa laki ng Hectarya, kong bibili ng isang CLOA title.

    6. kong meron na akong CLOA title pano ko ma transfer into TCT.

    Thank you,

    Regards,
    Kris

    • Dear Molecular Weight,
      Salamat po sa pag bisita mo sa aming website. Ang CLOA ay isang titulo ng lupa na issued ito ng DAR. Ito ay ibinibigay sa mga benefeciary ng CARP Program. Ito ay kinuha sa mga landed land owners with just compensation to the (land owner) para sa mga landless beneficiaries. Sa una mong katanungan, of course it safe to buy a CLOA titled property as long as the seller ay meron na itong Deed of Extra-Judicial Settle with Absolute Sale. Ang mga documentong dapat mong e-secure sa seller ay ang original copy of CLOA title, survey plan of the lot, tax declarations, receipt of payment of real property tax o amelyar, and other related documents sa lupang bibilhin mo.

      With regards naman sa LBP, it is not a tax na binabayaran. Ito ay cost of sale sa lupa, dahil yong original land owner ay binayaran na ng LBP (ito ang sinasabing just compensation), and then since ang Lolo mo ay isang beneficairy, of course babayaran naman ito in installment basis. You can directly pay naman sa LBP at pu-puede naman itong bayaran individually yong remaining balance. It is not prudent naman na bayaran in group. Papaano kung ang ibang beneficiaries kung ayaw pa nilang magbayad. Kayo po ang maiistorbo kung sakaling gamitin na ninyo ang lupa. So, just make some representation na lang sa LBP.

      With regards naman sa limitation, walang naman limitation kung ilan ang hawakan ng isang tao ng CLOA titles as long as ito ay hindi sosobra ng 5 hectares. Ang limitation dito na ne-set ng DAR under the CARP Program ay 5 hectares only at kung meron siyang mga anak, ang mga sibling naman ay tig-tatatlong (3) hectares lang. That is why kung mag papa-transfer ka ng title sa ROD, ang isang importanteng document ay ang “DAR Clearance”. Dito malalaman kung ilang hectarya na ang isang buyer ng agricultural land. Sa pagpa-transfer naman into TCT, you just go to the ROD to file for transfer of title. But before that, pupunta ka muna sa Assessor Office at Treasurer’s para bayaran ang real property tax, then proceed to BIR para bayaran ang Capital Gain Tax (CGT), Estate Tax, and Documentary Stamp Tax.

      BurauenAssessor

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